Fannie Mae & Freddie Mac were supposed make getting a conforming jumbo mortgage easier by raising the dollar limit to $625,000 from $417,000 in the more expensive markets. Unfortunately, for some reason, Chicago didn’t make that cut! What they’re finding in those markets that did make that cut, the jumbo rates have increased to a point that it seems to offset the benefit of the higher loan amount and the lender requirements have gotten to a point that it is getting even more difficult to get that loan. So, is it relief or grief!