If closing your Chicago mortgage in:

  • 5-7 Days: I recommend LOCKING
  • 7-15 Days: I recommend LOCKING as equities are currently trending up and the risk outweighs the likelihood of rate improvement
  • 15-30 Days: I recommend FLOATING with an eye on the markets to ensure that no opportunities are missed in a major market shift
  • 30 or more days: I recommend FLOATING

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